Monarch Money

Budgeting and net-worth tracking.

Our Best pick for budget and track spending. We think Monarch is the best-designed budgeting app for couples and households.

Why use it

Budgeting and net-worth tracking that works well for couples and households.

Skip it if you want it free; there's no free plan.

Pricing

No free plan. $14.99/mo or $99.99/yr. Checked Oct 14, 2026 on the official pricing page.

Where Monarch Money shows up

Alternatives

Runner-upRocket Moneyrocketmoney.com

Finds and cancels subscriptions, negotiates bills.

free tierChecked Oct 14, 2026
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